Home Improvement Credit Cards - Double The Pay Off

When the springtime rolls around, trees begin to blossom, the sound of lawn mowers fill the air and the local home improvement center looks like they are giving away money, you know the time has arrived - Spring. It is the time of year Americans embrace the sun, start spring cleaning and begin working through the list of home improvement projects.

Landscape lighting, wheel barrows, shovels, paint, hammers, drills and weed eaters find their way from the store to home ready for the next task. All those items help get the job done except for one missing. The missing tool is the credit card used to pay for all the items and a credit card that pays you back. Credit cards don't just make it easy to pay and make your dreams come true. They in affect help you increase the value of your biggest asset - your home.

Using the right credit card when making improvements, upgrades and additions which can increase your homes value, can also give other rewards. Remember, the home for most families is their biggest asset.

When most people hear the term "home improvement" they only think of inside the house, maybe an addition or kitchen remodel but seldom outside the four walls. But did you know the addition of landscaping can increase resale value by as much as 14% percent. Don't forget the patio! A landscaped patio can raise property value by 12.4%.

When making those improvements to your home it is possible to get a double pay off! Increase the value of the property and get some rewards in the process.

For example the Chase Home Improvement Rewards Credit Card allows the cardholder to earn extra points when making purchases for home improvement projects.

For every dollar you spend in improvement of your home earns you 3 points. That works out to 3% cash back when you redeem the points.

Cardholders earn 1 point for every dollar spent on other purchases.

Get $25 in cash, gift certificate or gift card every time you redeem 2500 points.

Where can you spend the gift certificate, cash or gift card? At places classified as being a home supply warehouse store; a lumber/building supply store; a glass/paint/wallpaper store; or a hardware store. Best Buy, Home Depot, Amazon, Circuit City, Snap-on, Bed Bath & Beyond, Sears and Linens & Things carry those classifications.

One of the big box retailers who's initials do not stand for "High Definition" also offer a credit card. However, after reviewing their offer they come up a point short over the Chase card. They give 2 points for every dollar spent and 1 point for every dollar spent at other places. It looks like the Chase card is a better deal. But you'll have to decide.

Other credit cards offer homeowners an opportunity to pay for their mortgage faster by earning rebates on utilities, satellite TV, cable and some telecommunications for six months and apply the saving to their mortgage.

The world of home improvement and the credit card continue to change beyond simply the convenience to paying with plastic. They now offer rewards, cash back, air miles and many other extras. What does your card offer? If your card is outdated and you are not getting all you deserve it may be time to make some changes that helps out you and your home.

About the Author

Pay for your landscape plants, tools, painting and even the BBQ with credit cards for home improvement which gives card holders an excellent way get more out of their home improvement activities and get properly rewarded. Find out how to get more from your purchases at http://www.plant-care.com/home-improvement-back.php.